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How much Sewer & Drain Backup Coverage do you need?
What is backup coverage and how much do you need? Are you covered? A homeowners insurance policy is made up of a number of separate coverages and endorsements, and one that is often misunderstood is the policy’s Backup Coverage Endorsement. You may not understand what it’s for, why you may need it, or how much…
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What is Flood Insurance?
Is homeowners insurance enough, or do you need Flood Insurance too? While you likely have homeowners insurance, in the case of flood, that is unfortunately not enough. This is because flood damage is not covered by standard homeowners insurance, requiring a separate Flood Insurance Policy. But what is flood insurance, and what does it cover?…
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What to do if your pipes freeze
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Is Winter Storm Damage covered by Insurance?
Did your home experience winter storm damage? Is it covered by insurance? Winter weather can be harsh on our homes, and sometimes, Mother Nature wins… This can lead to costly exterior AND interior damage to your home, including roof and siding damage, leaks, and even roof collapse! With the potential for expensive repairs, it’s no…