-
What can happen when you leave your home unattended?
When you leave your home for an extended period of time, you hope nothing happens to it, but what if something does? Whether you’re going to be traveling for work for an extended period of time, or closing up a summer home for the season, vacant properties are prone to issues. This only intensifies when…
-
Actual Cash Value (ACV) or Replacement Cost – What’s the difference?
Whether your Insurance Policy allows for Actual Cash Value or Replacement Cost is likely to have a large impact on your claim. Do you know which you have? Insurance policies are confusing to most homeowners, full of complicated terms, coverages, and limitations. One of the most confusing distinctions for homeowners is the difference between Actual…
-
Healthy Lungs and Your Home
Indoor air pollutants can cause long term and sometimes permanent damage to your lungs! Here are a few things to look out for. You likely consider your home a “safe space”, and you should be able to! The fact of the matter is however, that health hazards can lurk anywhere, even your living room. For…
-
Turkey Fryer Safety Tips!
Turkey Frying is becoming increasingly popular, but unfortunately this cooking method is not without risk. Here are some safety tips for Turkey Frying this holiday! While roasted turkey is the more traditional preparation for Thanksgiving, turkey frying is becoming increasingly popular for its ability to produce a juicy and tasty bird! Unfortunately, this cooking method…
-
How to Reduce Business Downtime During a Claim!
Business Owners: Be Prepared. Don’t Wait Till After You Suffer a Property Loss to your Business! Speed is critical when you have suffered Water, Fire / Smoke, or other damage to your business / commercial property. Delays cause your business additional expense at a time when you are often already suffering financially. This additional expense…
-
Home Fire Safety & Prevention!
A Fire can be devastating, but with the proper preparation now, you can not only reduce the chance of fire, but dramatically increase your safety in the event one occurs! Did you know that it only takes minutes for thick, black smoke to fill a house and for fire to spread to other rooms and…
-
What is Recoverable Depreciation?
We get more questions about Recoverable Depreciation than any other portion of the claims process, and we don’t blame you for being confused. What is it and how does it impact your claim? We get more questions about Recoverable Depreciation than any other portion of the claims process, and we don’t blame you for being…
-
Understanding Your Deductible
Your Insurance Deductible is the amount that you are responsible for in the event that you suffer a claim, but there are many options to choose from. Here, we will go over some options that may be available to you. Your Insurance Deductible is the amount that you are responsible for in the event that…
-
How to help your property recover following an ice storm
Ice storms can create a lot of problems for homeowners and residents. Here are some tips for helping your property recover following sleet, freezing rain, and ice! Ice storms bring with them unique problems that can result in serious damage to your home and property. Here’s how you can help your home recover when mother…
-
How to Remove Food Stains
With a little bit of know-how and some elbow grease, many food stains can be removed. Here are some tips for removing common food stains! Is there some sort of unspoken rule that says “messy food must leave a stain”? It sure feels like it, doesn’t it? Well, there’s no need to be scared of…