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What is an Attractive Nuisance?
You might have heard the term “Attractive Nuisance”, but what are they, and how do they impact your homeowners insurance policy? When purchasing or renewing your homeowners insurance policy, you may have heard the term “Attractive Nuisance”, and may have even been encouraged to minimize the risk one presents on your own property! But what…
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What is Private Mortgage Insurance (PMI) and do I need it?
The home buying process is full of new vocabulary, such as “Private Mortgage Insurance” or “PMI”. But what IS PMI and do you need it? The home buying process can be incredibly confusing, especially when your lender starts throwing around words like Private Mortgage Insurance, or PMI for short. You’re likely wondering what PMI actually…
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What is a Public Adjuster?
“Insurance Company Adjuster’s”, “Public Adjusters”, what’s the difference? Given our specialization in the Mitigation and Restoration side of the claims industry, we get a lot of questions about insurance coverages, claims procedures, and adjusters. One question we get quite often is “what’s the difference between an Adjuster and a Public Adjuster?” To answer this question,…
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Understanding Your Insurance Policy
With the unpredictability of life, sometimes things happen. When they do, you’ll be glad that your home is properly and adequately insured. But are you? With the unpredictability of life, sometimes things happen. When they do, you’ll be glad that your home is properly and adequately insured. But are you? Do I need an Insurance…
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Understanding Flood Warnings
When flood waters start to rise, time is of the essence. That makes early preparation and an understanding of what the various flood warnings mean vital. Here are answers to the most common questions! Unfortunately many parts of our country know all too well the damage that Flooding can cause. While flooding can occur almost…
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Tips for safe Trick-or-Treating!
Amidst all of the candy and fun, there are a few things that parents should be watchful for. Here are some Trick-or-Treating Safety Tips to ensure that those little ghosts and ghouls have a wonderful time! Costumes and candy – for a kid, it doesn’t get much better than that, does it? Unfortunately, amidst all…
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Storm Damage and Insurance Tips
When a storm rolls through, it’s important to know what to do and whether your insurance will cover the damages. When a storm rolls through our area, high winds, driven rain, and hail regularly result in damage to homes and vehicles. When we’re on her bad side, Mother Nature can wreak havoc, causing roof and…
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Sources of Water Leaks You Probably Didn’t Think About!
When thinking about water leaks in your home, you probably think about roof leaks or pipe breaks, but do you ever think about these less discussed sources of water leaks? You’re likely familiar with the most common causes of Water Damage, such as roof leaks, toilet leaks, and pipe breaks, but there are other potential…
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Spring weather did WHAT to my house?
Spring storms can bring heavy rain, strong winds, and even hail. Here is some common damage these storms can cause on your home! While winter gets a lot of the attention (and it deserves it), Spring weather can bring its own set of problems that can impact your home. These can be minor or serious,…
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What questions should you ask your real estate agent when selling a home?
When selling a home, you want a real estate agent that can help you from beginning to end. Here’s how to find the right real estate agent for you! Whether you’re relocating to a new area or you simply need more space, juggling the sale of your current home and the purchase of your new…