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Common signs of Storm Damage
When a storm passes, it can leave a lot of property damage in its wake. While some damage is obvious, like significant roof damage, broken windows, or missing siding, some things are harder to spot. Even worse, some of this damage can become dramatically worse if it isn’t addressed right away, making identifying storm damage…
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What to Do If There’s an Insurance Claim at Your Apartment: A Guide for Renters
Your Step-by-Step Guide to Handling Insurance Claims and Understanding Your Rights as a Renter As a renter, dealing with an insurance claim affecting your apartment can be a daunting and confusing experience. In fact, one of the most common questions we receive is what this process looks like for renters and what their rights may…
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Most common types of Hurricane Damage
Hurricane damage can be extremely varied and can range from roofing or siding damage to devastating structural damage caused by extreme winds, storm surge, and flooding. Due to the complexity of hurricane storm systems, and the forces that can be exerted against your home, it’s always a good idea to conduct a thorough inspection of…
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Does Renters Insurance Cover Water Damage?
As a renter, you may wonder what happens if you experience water damage such as a pipe break or roof leak in your apartment. Is your landlord responsible? Does your renters insurance cover these damages? Does the cause of the water damage affect whose insurance coverage pays for the damages? These are understandable questions. As…
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What to do if you experience Water Damage
Arriving home to discover a pipe break or hot water heater rupture is not something anyone wants to experience, but every year more than 1.5 million homeowners find themselves in this exact situation. Not only is this stressful for the obvious reasons, but most homeowners aren’t sure what they can (or should) be doing to…
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What is Wedding Insurance?
When you’re planning your big day, you certainly hope that everything goes as planned. Wedding Insurance is there when it doesn’t. When you’re planning your big day, the last thing you want to think about is the potential for something to go wrong. As much as we hope your wedding goes off without a hitch…
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What is Private Mortgage Insurance (PMI) and do I need it?
The home buying process is full of new vocabulary, such as “Private Mortgage Insurance” or “PMI”. But what IS PMI and do you need it? The home buying process can be incredibly confusing, especially when your lender starts throwing around words like Private Mortgage Insurance, or PMI for short. You’re likely wondering what PMI actually…
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What is an Attractive Nuisance?
You might have heard the term “Attractive Nuisance”, but what are they, and how do they impact your homeowners insurance policy? When purchasing or renewing your homeowners insurance policy, you may have heard the term “Attractive Nuisance”, and may have even been encouraged to minimize the risk one presents on your own property! But what…
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What is a Public Adjuster?
“Insurance Company Adjuster’s”, “Public Adjusters”, what’s the difference? Given our specialization in the Mitigation and Restoration side of the claims industry, we get a lot of questions about insurance coverages, claims procedures, and adjusters. One question we get quite often is “what’s the difference between an Adjuster and a Public Adjuster?” To answer this question,…
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Understanding Your Insurance Policy
With the unpredictability of life, sometimes things happen. When they do, you’ll be glad that your home is properly and adequately insured. But are you? With the unpredictability of life, sometimes things happen. When they do, you’ll be glad that your home is properly and adequately insured. But are you? Do I need an Insurance…