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Is Insurance a Commodity?
As Insurance Companies compete on price, is that all there is to consider? Here we discuss why that may not be the case and the benefits of a Local Agent! A commodity is defined as a class of goods or services for which there is a demand but which is supplied without qualitative differentiation across…
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Landlord – What Does a Claim Mean to Me?
As a Landlord, you likely perform many repairs yourself, but what should you do in the event of things such as Water Damage, Mold, Asbestos, and Radon that require Professionals? As a Landlord, you quickly find that you wear many hats. From Property Manager, to Accounts Receivable and Billing, to Maintenance, your time is likely…
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Your Insurance Claims Questions answered on PA Live!
As PA Live’s Ask The Expert, we were recently on the show to answer some common questions about insurance claims and what you should expect from the insurance claims process! As PA Live’s Ask The Expert for all your indoor environmental concerns, we recently appeared on PA Live to discuss the insurance claims process, and…
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What To Do If A Tree Hits Your House
Do you know what to do if a tree falls and hits your house? You’re safe inside as a storm rages outside. It’s pouring, the wind is whipping, and then suddenly you hear a loud bang! Upon investigating, umbrella in hand, you discover that a rather large tree has fallen onto your roof! What do…
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Tenant – What Does a Claim Mean to Me?
As a Tenant, the thought of a claim can be incredibly scary, creating a lot of questions… But how does a claim affect you? As a Tenant, a claim such as Water Damage, Mold Contamination, Asbestos, or Radon, can be incredibly scary. Who is responsible for properly drying / mitigating and repairing your apartment? Can…
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Who Pays For Your Neighbor’s Fallen Tree?
Do you know who pays if your neighbor’s tree falls and hits your home? A storm rolls through the area and your neighbor’s tree falls into your yard and hits your house. While you immediately jump into action to prevent further damage, one question keeps coming up, whose Homeowners Insurance is responsible for this claim,…
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Named Peril or All Risk Insurance – What’s the Difference?
You’ve likely heard about Named Peril or All Risk Insurance, but what’s the difference and which provides you the coverage you need? Insurance is incredibly confusing for the average consumer, often leaving them stressed over what insurance coverages they need, and what is and is not covered by the policy they are being quoted. For…
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Does your relationship impact your insurance needs?
When you’re in a relationship, insurance is probably the last thing on your mind, but should it be? With Valentine’s Day smack dab in the middle of the month and stores full of candy, flowers, and cards, the last thing on your mind is likely whether your relationship affects your insurance needs or not. What…
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Does my Home Insurance cover Roof Leaks?
Did you recently discover a roof leak and are wondering if it’s covered by your insurance? The damage caused by a roof leak can be sudden and significant, often affecting multiple rooms and even floors! It’s no wonder that one of the first questions asked by homeowners after discovering a roof leak is whether this…
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Is There a Link Between Insurance Claims and Customer Retention?
When a customer suffers an Insurance Claim, what exactly happens? Does the claim go smoothly? Does the customer stay with that Insurance Company and / or Agent? Most Insurance Agents are well aware of the cost cutting changes made to Claims Handling by most Insurance Companies throughout the years. These changes include the elimination of…