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Does My Home Insurance Cover Sewage Backups?
Did you suffer a sewage backup and aren’t sure if you’re covered? Sewage Backups are gross and hazardous to your health, so it’s easy to understand why the first thing on your mind is to get it cleaned up and deodorized! But is there coverage for sewage backup under your home insurance policy? Unlike things…
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What is Recoverable Depreciation?
We get more questions about Recoverable Depreciation than any other portion of the claims process, and we don’t blame you for being confused. What is it and how does it impact your claim? We get more questions about Recoverable Depreciation than any other portion of the claims process, and we don’t blame you for being…
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Actual Cash Value (ACV) or Replacement Cost – What’s the difference?
Whether your Insurance Policy allows for Actual Cash Value or Replacement Cost is likely to have a large impact on your claim. Do you know which you have? Insurance policies are confusing to most homeowners, full of complicated terms, coverages, and limitations. One of the most confusing distinctions for homeowners is the difference between Actual…
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Is There a Link Between Insurance Claims and Customer Retention?
When a customer suffers an Insurance Claim, what exactly happens? Does the claim go smoothly? Does the customer stay with that Insurance Company and / or Agent? Most Insurance Agents are well aware of the cost cutting changes made to Claims Handling by most Insurance Companies throughout the years. These changes include the elimination of…
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How Can Asbestos Impact Your Water Damage Claim?
Running across Asbestos can be a stumbling block for most water mitigation companies. At Disaster Blaster, we are Indoor Restoration Experts and are licensed to handle Asbestos and other unforeseen issues that may arise. You’ve just suffered a pipe break, or maybe a hot water heater rupture; and you want to get the Water cleaned…
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How is Flooding Different from Water Damage?
Flooding is a tremendously catastrophic event for any homeowner, but do you know how it is different from a Water Damage? Flooding is a tremendously catastrophic event for any homeowner, so it’s not surprising that they want to attempt to get everything put back together as quickly as possible. As these damages were the result…
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Is Insurance a Commodity?
As Insurance Companies compete on price, is that all there is to consider? Here we discuss why that may not be the case and the benefits of a Local Agent! A commodity is defined as a class of goods or services for which there is a demand but which is supplied without qualitative differentiation across…
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Landlord – What Does a Claim Mean to Me?
As a Landlord, you likely perform many repairs yourself, but what should you do in the event of things such as Water Damage, Mold, Asbestos, and Radon that require Professionals? As a Landlord, you quickly find that you wear many hats. From Property Manager, to Accounts Receivable and Billing, to Maintenance, your time is likely…
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Your Insurance Claims Questions answered on PA Live!
As PA Live’s Ask The Expert, we were recently on the show to answer some common questions about insurance claims and what you should expect from the insurance claims process! As PA Live’s Ask The Expert for all your indoor environmental concerns, we recently appeared on PA Live to discuss the insurance claims process, and…
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What To Do If A Tree Hits Your House