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Common signs of Storm Damage
When a storm passes, it can leave a lot of property damage in its wake. While some damage is obvious, like significant roof damage, broken windows, or missing siding, some things are harder to spot. Even worse, some of this damage can become dramatically worse if it isn’t addressed right away, making identifying storm damage…
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Storm Damage and Insurance Tips
When a storm rolls through, it’s important to know what to do and whether your insurance will cover the damages. When a storm rolls through our area, high winds, driven rain, and hail regularly result in damage to homes and vehicles. When we’re on her bad side, Mother Nature can wreak havoc, causing roof and…
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What is Flood Insurance?
Is homeowners insurance enough, or do you need Flood Insurance too? While you likely have homeowners insurance, in the case of flood, that is unfortunately not enough. This is because flood damage is not covered by standard homeowners insurance, requiring a separate Flood Insurance Policy. But what is flood insurance, and what does it cover?…
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Does Homeowners Insurance cover Basement Flooding?
When your basement floods, will your Insurance Policy cover the mitigation and repairs? When something happens to your home, one of the first things most people do is contact their insurance company. Homeowners Insurance is there for damage that occurs to your home and it’s only reasonable to hope that your insurance policy will cover…
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Tornado Damage and Insurance Tips
Tornado damage is incredibly emotional. Here are some tips for staying safe during a tornado and beginning the process of putting things back together once the skies clear. Storms often bring rain and high winds, but sometimes we unfortunately get something even more severe. Tornadoes can cause a level of destruction that our area is…
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How to help your property recover following an ice storm
Ice storms can create a lot of problems for homeowners and residents. Here are some tips for helping your property recover following sleet, freezing rain, and ice! Ice storms bring with them unique problems that can result in serious damage to your home and property. Here’s how you can help your home recover when mother…
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The Importance of Having an Appropriate Safety Plan
Many home owners design a safety plan in the event that something should happen, such as fire, but did you know that your plan could change depending on what happens? Here we go over some common safety plans and how different damages may impact your safety plan! Having a plan in an emergency situation seems…
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What To Do If A Tree Hits Your House
Do you know what to do if a tree falls and hits your house? You’re safe inside as a storm rages outside. It’s pouring, the wind is whipping, and then suddenly you hear a loud bang! Upon investigating, umbrella in hand, you discover that a rather large tree has fallen onto your roof! What do…
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Who Pays For Your Neighbor’s Fallen Tree?
Do you know who pays if your neighbor’s tree falls and hits your home? A storm rolls through the area and your neighbor’s tree falls into your yard and hits your house. While you immediately jump into action to prevent further damage, one question keeps coming up, whose Homeowners Insurance is responsible for this claim,…