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As a Tenant, what does an insurance claim mean to me?
As a Tenant, the thought of a claim can be incredibly scary, creating a lot of questions… But how does a claim affect you? As a Tenant, a claim such as Water Damage, Mold Contamination, Asbestos, or Radon, can be incredibly scary. Who is responsible for properly drying / mitigating and repairing your apartment? Can you live there while…
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What to do when you have a water damage claim
Water mitigation claims are stressful but, knowing how to maneuver through the insurance claim process may reduce some of the stress. Common questions about the claim process are answered. You’ve just arrived home to find Water everywhere. A lot goes through your mind. What Should You Expect From the Claims Process? What Should You Expect From a Mitigation Company?…
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Understanding the Home Insurance Claims Process
We understand how confusing an insurance claim can be, which is why we’ve taken some time to go over what you can expect from the process! An insurance claim can be extremely stressful and confusing for homeowners. You may not know what to expect from the claims process or what you should do next. To…
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How much Sewer & Drain Backup Coverage do you need?
What is backup coverage and how much do you need? Are you covered? A homeowners insurance policy is made up of a number of separate coverages and endorsements, and one that is often misunderstood is the policy’s Backup Coverage Endorsement. You may not understand what it’s for, why you may need it, or how much…
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What is Flood Insurance?
Is homeowners insurance enough, or do you need Flood Insurance too? While you likely have homeowners insurance, in the case of flood, that is unfortunately not enough. This is because flood damage is not covered by standard homeowners insurance, requiring a separate Flood Insurance Policy. But what is flood insurance, and what does it cover?…
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Tornado Damage and Insurance Tips
Tornado damage is incredibly emotional. Here are some tips for staying safe during a tornado and beginning the process of putting things back together once the skies clear. Storms often bring rain and high winds, but sometimes we unfortunately get something even more severe. Tornadoes can cause a level of destruction that our area is…
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Understanding Your Radon Test Results
The first step of determining if you have a Radon problem is to have testing performed, but what do those test results mean? Radon has quickly become a concern among homeowners, and with good reason, as this invisible gas is the second leading cause of lung cancer nationwide. But how is testing performed and what…
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Does Homeowners Insurance cover Basement Flooding?
When your basement floods, will your Insurance Policy cover the mitigation and repairs? When something happens to your home, one of the first things most people do is contact their insurance company. Homeowners Insurance is there for damage that occurs to your home and it’s only reasonable to hope that your insurance policy will cover…
