-
Understanding the Home Insurance Claims Process
We understand how confusing an insurance claim can be, which is why we’ve taken some time to go over what you can expect from the process! An insurance claim can be extremely stressful and confusing for homeowners. You may not know what to expect from the claims process or what you should do next. To…
-
How much Sewer & Drain Backup Coverage do you need?
What is backup coverage and how much do you need? Are you covered? A homeowners insurance policy is made up of a number of separate coverages and endorsements, and one that is often misunderstood is the policy’s Backup Coverage Endorsement. You may not understand what it’s for, why you may need it, or how much…
-
What is Flood Insurance?
Is homeowners insurance enough, or do you need Flood Insurance too? While you likely have homeowners insurance, in the case of flood, that is unfortunately not enough. This is because flood damage is not covered by standard homeowners insurance, requiring a separate Flood Insurance Policy. But what is flood insurance, and what does it cover?…
-
Understanding the Insurance Company Check
Being confused when you receive a check from the insurance company is extremely common. Here we address some common questions and concerns! While receiving the check from your insurance company can be a huge relief to you, it can also create even more questions. What is this check for? Why does the amount not match…
-
What happens if a mold issue is not properly remediated?
When your renovation contractor comes across Asbestos, what happens? Are they able to remove it for you? Are they qualified? When you discover a Mold issue in your home, there are a lot of things that go through your mind. How serious is it? How do you get rid of it? How likely is it…
-
Does Homeowners Insurance cover Basement Flooding?
When your basement floods, will your Insurance Policy cover the mitigation and repairs? When something happens to your home, one of the first things most people do is contact their insurance company. Homeowners Insurance is there for damage that occurs to your home and it’s only reasonable to hope that your insurance policy will cover…
-
Lake Houses and Mold Go Hand in Hand, or Do They?
While Mold may be relatively common in Lake Houses, does it have to be? Lake Houses are the perfect getaway. There is nothing quite like waking up to a steaming hot cup of coffee on the deck while watching the morning mist rise from the still, glossy water of the lake. What can ever ruin…
-
Dryer Fire Prevention!
While Disaster Blaster does Fire Damage clean up and repairs, we certainly want to help prevent fires if possible. Dryer fire prevention is possible by following some easy tips. For most people, the clothes dryer is an invaluable appliance that allows them to keep up with what seems like a never-ending supply of dirty laundry……
-
Tornado Damage and Insurance Tips
Tornado damage is incredibly emotional. Here are some tips for staying safe during a tornado and beginning the process of putting things back together once the skies clear. Storms often bring rain and high winds, but sometimes we unfortunately get something even more severe. Tornadoes can cause a level of destruction that our area is…
-
Understanding Your Radon Test Results
The first step of determining if you have a Radon problem is to have testing performed, but what do those test results mean? Radon has quickly become a concern among homeowners, and with good reason, as this invisible gas is the second leading cause of lung cancer nationwide. But how is testing performed and what…