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How much Sewer & Drain Backup Coverage do you need?
What is backup coverage and how much do you need? Are you covered? A homeowners insurance policy is made up of a number of separate coverages and endorsements, and one that is often misunderstood is the policy’s Backup Coverage Endorsement. You may not understand what it’s for, why you may need it, or how much…
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What is Flood Insurance?
Is homeowners insurance enough, or do you need Flood Insurance too? While you likely have homeowners insurance, in the case of flood, that is unfortunately not enough. This is because flood damage is not covered by standard homeowners insurance, requiring a separate Flood Insurance Policy. But what is flood insurance, and what does it cover?…
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Spring Cleaning Tips
It’s finally Spring, and with it comes Spring Cleaning! Here are some tips to ensure you don’t miss anything! Spring is here at last, and with it the chance to finally clean away winter’s yuck… Our long NEPA winters can certainly take their toll on you and your home. Spring cleaning, when done right however,…
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Does Homeowners Insurance cover Basement Flooding?
When your basement floods, will your Insurance Policy cover the mitigation and repairs? When something happens to your home, one of the first things most people do is contact their insurance company. Homeowners Insurance is there for damage that occurs to your home and it’s only reasonable to hope that your insurance policy will cover…
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Understanding the Insurance Company Check
Being confused when you receive a check from the insurance company is extremely common. Here we address some common questions and concerns! While receiving the check from your insurance company can be a huge relief to you, it can also create even more questions. What is this check for? Why does the amount not match…
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Understanding Your Radon Test Results
The first step of determining if you have a Radon problem is to have testing performed, but what do those test results mean? Radon has quickly become a concern among homeowners, and with good reason, as this invisible gas is the second leading cause of lung cancer nationwide. But how is testing performed and what…
