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Understanding Flood Warnings
When flood waters start to rise, time is of the essence. That makes early preparation and an understanding of what the various flood warnings mean vital. Here are answers to the most common questions! Unfortunately many parts of our country know all too well the damage that Flooding can cause. While flooding can occur almost…
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Storm Damage and Insurance Tips
When a storm rolls through, it’s important to know what to do and whether your insurance will cover the damages. When a storm rolls through our area, high winds, driven rain, and hail regularly result in damage to homes and vehicles. When we’re on her bad side, Mother Nature can wreak havoc, causing roof and…
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Sources of Water Leaks You Probably Didn’t Think About!
When thinking about water leaks in your home, you probably think about roof leaks or pipe breaks, but do you ever think about these less discussed sources of water leaks? You’re likely familiar with the most common causes of Water Damage, such as roof leaks, toilet leaks, and pipe breaks, but there are other potential…
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Does my Home Insurance cover Mold?
Little strikes fear in the hearts of homeowners like discovering mold growth. But does your homeowners insurance cover mold damage? Little creates the level of concern and fear in a homeowner that the discovery of mold growth in their home. And with good reason; left unchecked, mold growth can quickly spread to previously unaffected areas…
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As a Tenant, what does an insurance claim mean to me?
As a Tenant, the thought of a claim can be incredibly scary, creating a lot of questions… But how does a claim affect you? As a Tenant, a claim such as Water Damage, Mold Contamination, Asbestos, or Radon, can be incredibly scary. Who is responsible for properly drying / mitigating and repairing your apartment? Can you live there while…
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What to do when you have a water damage claim
Water mitigation claims are stressful but, knowing how to maneuver through the insurance claim process may reduce some of the stress. Common questions about the claim process are answered. You’ve just arrived home to find Water everywhere. A lot goes through your mind. What Should You Expect From the Claims Process? What Should You Expect From a Mitigation Company?…
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Understanding the Home Insurance Claims Process
We understand how confusing an insurance claim can be, which is why we’ve taken some time to go over what you can expect from the process! An insurance claim can be extremely stressful and confusing for homeowners. You may not know what to expect from the claims process or what you should do next. To…
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How much Sewer & Drain Backup Coverage do you need?
What is backup coverage and how much do you need? Are you covered? A homeowners insurance policy is made up of a number of separate coverages and endorsements, and one that is often misunderstood is the policy’s Backup Coverage Endorsement. You may not understand what it’s for, why you may need it, or how much…
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What is Flood Insurance?
Is homeowners insurance enough, or do you need Flood Insurance too? While you likely have homeowners insurance, in the case of flood, that is unfortunately not enough. This is because flood damage is not covered by standard homeowners insurance, requiring a separate Flood Insurance Policy. But what is flood insurance, and what does it cover?…
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What if your Insurance Company won’t confirm coverage?
What happens when your Insurance Company won’t confirm coverage and what should you do? When you experience damage to your home, you want it to be properly mitigated and repaired as quickly as possible. Perhaps even more important however – you want to make sure that your insurance company is paying for it! And that…