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Who Pays For Your Neighbor’s Fallen Tree?

Do you know who pays if your neighbor’s tree falls and hits your home? A storm rolls through the area and your neighbor’s tree falls into your yard and hits your house. While you immediately jump into action to prevent further damage, one question keeps coming up, whose Homeowners Insurance is responsible for this claim,…
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Named Peril or All Risk Insurance – What’s the Difference?

You’ve likely heard about Named Peril or All Risk Insurance, but what’s the difference and which provides you the coverage you need? Insurance is incredibly confusing for the average consumer, often leaving them stressed over what insurance coverages they need, and what is and is not covered by the policy they are being quoted. For…